Sura has created and started to operate a new brand called qiip, which aims to help you find the most convenient path for people’s finances through financial support
Sura, which is a transnational company, has created and started to operate a new brand called qiip, which aims to help you find the most convenient path for people’s finances through financial support, such as: savings services, financial goals, and personalized coaching and loans, all through an app with an objective of changing the habits of how people use their financial resources.
With Sura team, it has been made possible to use several of the services exposed in the 101OBeX API Manager integrated into your application to be able to allow qiip customers to use their bank card, make money transfers or be able to make service payments, all within the first stage of the process.
In the second stage, the receipt of remittance from the USA to Mexico is taken into account so that it can be directed straight into savings, depending on the user’s goal. This allows the person based in the USA to direct the remittance towards a specific objective, such as the acquisition of a home or the payment of a child’s university.
For the qiip customer, use of the app is transparent. This is because the qiip brand is the only company that has access to the functionalities that allow integration with the rest of the financial resources and services through 101OBeX.
qiip has a clear objective of inclusion and financial education because it is aimed at a segment of the population that normally has no savings (through a formal channel) and/or has problems with debt management. That is why it is important that all services are managed through the app, because that allows a traceability of the client’s movements and thus help him with more specific financial coaching.
The services provided by 101OBeX also include opening digital accounts, which helps the end user to make bank transfers through SPEI, thus allowing the user to have access to a full digital banking experience.
If you want to know more about this project, please contact us through firstname.lastname@example.org.